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1. The Niche Value Newsletter/Digest is devoted to the investigation, study and application of ideas for the attainment of health, wealth, happiness and peace. Perhaps you do not need all that is to be found in the newsletter but you may need one idea, plan or suggestion to start you on your goal. Somewhere in the newsletter, you will find this needed stimulus. While we make no guarantee of any kind nor shall be liable as to its outcome, we expect that you test these ideas for its efficacy and consistency of desired outcome.

2. Niche Investor Report and OneStockPick is in no way a solicitation or offer to sell securities or investment advisory services. This report is not intended to be a source for professional advice. Readers should always seek the advice of an appropriately qualified professional before making any investment decisions.

Information throughout this report and accompanying materials, whether stock quotes, charts, articles, or any other statement or statements regarding market or other financial information, is obtained from sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information.

Nothing in this report should be interpreted to state or imply that past results are an indication of future performance. Neither we nor our information providers shall be liable for any errors or inaccuracies, regardless of cause.

This report may include forward-looking statements. All statements other than statements of historical fact are forward-looking statements (including words such as "believe", "estimate", "anticipate", "may", "will", "should" and "expect").

Although we believe that the expectations reflected in such forward-looking statements are reasonable, we can give no assurance that such expectations will prove to be correct. Various factors could cause actual results or performance to differ materially from those discussed in such forward- looking statements.

Historical performance is not indicative of future results. The investment return will fluctuate with market conditions. Performance is not indicative of any specific investment or future results. Views regarding the economy, securities markets or other specialized areas, like all predictors of future events, cannot be guaranteed to be accurate and may result in economic loss to the investor.

Investment in securities, including exchange traded funds (ETFs), and Contract for Differences (CFDs) involves the risk of loss. There are no warranties, expressed or implied, as to accuracy, completeness, or results obtained from any information presented in the report.

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